Last Updated: 6 April 2026
These Terms of Use govern your access to and use of the Grand Arc website at grandarc.digital and all educational content made available through it. By accessing this website, you agree to be bound by these terms. If you do not agree, please discontinue use of this website.
Grand Arc is an online educational platform. All content published on this website, including articles, course descriptions, worksheets, tools, and any other materials, is provided for general informational and educational purposes only.
Nothing on this website constitutes financial advice, investment advice, tax advice, legal advice, or any other form of professional advice. Grand Arc is not a licensed financial services provider, investment adviser, broker-dealer, or insurance agent under Philippine law or any other jurisdiction.
The budget estimation tools and calculators available on this website are educational tools designed to illustrate financial concepts. They do not produce personalized financial recommendations and their outputs should not be relied upon as the basis for any financial decision.
You should consult a qualified professional before making any financial, investment, legal, or tax decisions. Grand Arc expressly disclaims any liability arising from reliance on the content of this website for any specific financial decision.
You may access and use this website for lawful, personal, non-commercial purposes only. In using this website, you agree not to:
We reserve the right to restrict or terminate access to the website for any user who violates these terms.
All content on this website, including but not limited to text, graphics, logos, icons, images, course materials, worksheets, and the overall design and layout, is the intellectual property of Grand Arc or its content licensors and is protected under applicable Philippine intellectual property laws, including the Intellectual Property Code of the Philippines (RA 8293).
You are permitted to view and print single copies of content from this website for your own personal, non-commercial use, provided you do not modify the content and you retain all copyright and proprietary notices.
No content from this website may be reproduced, republished, distributed, transmitted, displayed, broadcast, or otherwise exploited for any commercial purpose without the prior written consent of Grand Arc.
The Grand Arc name, logo, and domain grandarc.digital are trademarks or service marks of Grand Arc. Unauthorized use of these marks is prohibited.
This website and all content on it are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
Grand Arc does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or timeliness of any content on the website.
To the maximum extent permitted by applicable Philippine law, Grand Arc shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or its content, even if we have been advised of the possibility of such damages.
This limitation of liability applies to all claims, whether based on warranty, contract, tort, or any other legal theory, and whether or not Grand Arc has been advised of the possibility of such damages.
This website may contain links to third-party websites or resources. These links are provided for informational convenience only. Grand Arc does not endorse, control, or accept responsibility for the content, privacy practices, or availability of any third-party websites.
Accessing third-party websites through links on our site is done at your own risk. We encourage you to review the terms of use and privacy policies of any third-party websites you visit.
The inclusion of any link does not imply affiliation, endorsement, or approval by Grand Arc of the linked website or its content.
These Terms of Use are governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
Any dispute arising from or in connection with these Terms of Use or your use of this website shall first be subject to good-faith negotiation between the parties. If the dispute cannot be resolved through negotiation within 30 days, it shall be submitted to the appropriate courts of Davao City, Philippines, which shall have exclusive jurisdiction over the matter.
Nothing in this clause prevents either party from seeking emergency injunctive or other equitable relief from a court of competent jurisdiction where necessary to prevent irreparable harm.
Grand Arc reserves the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website, with the "Last Updated" date revised accordingly.
Your continued use of the website after any changes constitutes your acceptance of the revised terms. We encourage you to review these Terms of Use periodically.
If any provision of these Terms of Use is found to be unenforceable or invalid under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
For questions, concerns, or notices related to these Terms of Use, please contact us at:
Grand Arc
8000 C. Bangoy St, Poblacion District
Davao City, Davao del Sur, Philippines
Email: info@grandarc.digital
Phone: +63 82 229 3572
We aim to respond to all legal inquiries within a reasonable timeframe.